Directly depositing your monthly pension check into your bank account is the fastest and most convenient way to receive your pension. Avoid the trip to the bank and sign up today.

Payment is deposited electronically into your checking or savings account on the first day of each month (unless the first day of the month falls on a weekend or a bank holiday). Because of processing time, your first and/or second payment may be sent by mail.

To enroll:

  • Complete the Direct Deposit Form 
  • Include a voided check or a pre-printed savings deposit slip
  • Return the form and the voided check or a pre-printed savings deposit slip to:

Central States Pension Fund
P.O. Box 5113
Des Plaines, IL 60017-5113

Or fax to: (847) 518-9791

If you change banks in the future, you will need a new form.


Every effort is made to ensure your check is received on the first day of each month. However, there is no guaranteed delivery date because of circumstances beyond our control. If your check is mailed outside of the United States, extra time should be allowed for delivery. In the event a replacement check is necessary, one might not be issued until the 10th day of the month.


Benefit Month Direct Deposit Date Estimated Received Date through USPS Mail*
January January 2, 2018 January 4, 2018
February February 1, 2018 February 6, 2018
March March 1, 2018 March 6, 2018
April March 30, 2018 April 5, 2018
May May 1, 2018 May 4, 2018
June June 1, 2018 June 7, 2018
July June 29, 2018 July 6, 2018
August August 1, 2018 August 6, 2018
September August 31, 2018 September 7, 2018
October October 1, 2018 October 4, 2018
November November 1, 2018 November 5, 2018
December November 30, 2018 December 6, 2018
January 2019 January 2, 2019 January 7, 2019

Download your 2018 Pension Check Schedule 

*This is the date you might expect to receive your check if mailed (allowing for five USPS delivery days).


Please complete this form if you wish to change the federal tax withheld from your pension:

Withhold Federal Tax from your Pension (IRS Form W4-P)

Tax Form 1099-R available online

The IRS Tax Form 1099-R will be mailed to all Central States Pension Fund payees by mid-January. For your added convenience, you can print your own 1099-R from our secure website. To view or print your 1099-R form, log in with your username and password then navigate to the Documents section on your dashboard.

If you haven’t received your 1099-R in the mail by February 15 or are unable to print one, you can request that a duplicate copy of your 1099-R form be mailed to you by sending us a message through the Message Center which can be found on the Contact Us page of our website or under Message Center on your dashboard. Be sure to include “Duplicate 1099-R” in the subject line, and provide the following information in the body of the message:

  • Your social security number
  • Your current address
  • Your daytime telephone number
  • Tax years needed

You may also call one of our Benefits Specialists at (800) 323-5000 to request a copy.

Have more questions?

Visit our FAQ page to find answers to your 1099-R questions.


When you need to provide Verification of Income (VOI) for financial or other reasons, we have all the information online.

After you log in, instantly print out a VOI letter which details your monthly pension amount or disability benefit by clicking on the Verification of Income link on your dashboard.

If you don’t have an online account, register here.

Typically you need a VOI letter when proving your income to a third party such as a mortgage company, a landlord, or a government agency. Only those receiving a Retirement Benefit can view the VOI letter online.

If you need to speak with a Benefits Specialist, contact us.